Maine

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The following information details health insurance and assistance programs available to uninsured people in Maine. If you currently have health insurance or have just lost health insurance coverage within the past 60 days, visit the health insurance section of our Web site for options available to you. 

Maine Bureau of Insurance - (800) 300-5000
Residents of Maine cannot be turned down from purchasing an individual health insurance policy regardless of any health conditions they may have. This is called guaranteed issue. In addition, residents cannot be charged a higher rate for their policy because of their health status. This is called community rating. The Maine Bureau of Insurance may be able to help you locate names and phone numbers of possible insurers.

If you are self-employed with no employees, you can purchase a small group policy on your own. However, if the insurance company offers policies to both small groups and individuals, insurers can choose to offer you an individual health plan instead.

If you are having a problem with your state-regulated health plan and you are unable to resolve it with the plan directly, file a complaint with the Bureau of Insurance. They may be able to provide you with assistance in reaching a conclusion.

Maine Medicaid - (207) 287-2826
Medicaid is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify. Contact your state Medicaid program for more information.

The Dirigo Health Plan - (207) 287-9900
Maine residents now have an additional option for purchasing health insurance coverage in their state. The Dirigo Health Plan is designed to give businesses with fewer than 50 employees, the self-employed, and other uninsured individuals a new health insurance option. Enrollment in Dirigo will be phased in throughout the next few years. To find out if you are eligible to enroll, contact The Dirigo Health Plan directly.

MaineCare - State Children’s Health Insurance Program - Contact your regional office of the Department of Human Services. Check online for phone numbers. Cub Care is the children’s health insurance program designed to provide health insurance to children and teens up to age 19, pregnant women, and some parents whose families may have too great an income or assets to qualify for Medicaid, but who may not be able to afford health insurance. Visit the Web site to find out if you or your child meets the income guidelines.

If you or your loved one is unable to see a physician due to the cost of care, there may be a local community health clinic in your area. These clinics generally are free to patients or require a very small fee. Find a clinic in your area.

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