Michigan

The following information details health insurance and assistance programs available to uninsured people in Michigan. If you currently have health insurance or have just lost health insurance coverage within the past 60 days, visit the health insurance section of our Web site for options available to you.

Michigan Office of Financial and Insurance Services - (877) 999-6442
Residents of Michigan cannot be turned down from purchasing an individual health insurance policy regardless of any health conditions they may have, but only if they purchase this coverage through Blue Cross Blue Shield of Michigan. In addition, residents cannot be charged a higher rate for their policy because of their health status. This is called community rating. Contact Blue Cross Blue Shield of Michigan at (800) 637-2227 for more information.

If you are having a problem with your state-regulated health plan and you are unable to resolve it with the plan directly, file a complaint with the Office of Financial and Insurance Services. They may be able to provide you with assistance in reaching a conclusion.

Michigan Medicaid - (517) 373-3500
Medicaid is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify. Contact your state Medicaid program for more information.

MIChild - State Children’s Health Insurance Program - (888) 988-6300
MIChild is the children’s health insurance program designed to provide health insurance to children and teens up to age 19 whose families may have too great an income or assets to qualify for Medicaid, but who may not be able to afford health insurance. To find out if you or your child meets the income guidelines (PDF).

If you or your loved one is unable to see a physician due to the cost of care, there may be a local community health clinic in your area. These clinics generally are free to patients or require a very small fee. Find a clinic in your area.

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