Living with Diabetes

It's seldom easy to face the end of a life. So it's only natural that we resist preparing for it.

Unfortunately, a lack of planning just makes it that much more difficult at the end. And when important decisions have to be made quickly and under great stress, it's not uncommon to make very costly mistakes.

So the time to make those decisions is now. The following information will help you get started.

An Estate Plan

Everyone should have an estate plan, no matter how much or how little you have to leave behind. It is the only legal way to ensure that your wishes will be carried out — not only after your death, but if you become incapacitated. An estate planning attorney can draft the components of your estate plan based on your wishes.

A Letter of Instruction

In addition to the legal documents, you should write a simple letter of instruction; and make sure that those close to you know where to find it. This letter may include:

• Your wishes for a funeral and any prearrangements you've made with a funeral home and or cemetery
• Information about your insurance policies including Medicare
• A list of your financial accounts including checking, savings, CDs, investments, loans, etc.
• The location of important papers and the key to your safe deposit box and/or any locked containers
• Persons to contact

Review your estate plan periodically to ensure that it is up-to-date with your assets and your wishes.

Preplanning Funeral Arrangements

One of the most thoughtful things you can do for your family is to give them the freedom to celebrate your life instead of the burden of planning your funeral. When you are ready to take that step, a trusted funeral provider can explain all of the options available to you, including the details of your service, from the music to the flower arrangements.

A great level of customization can go into funeral or memorial services today, and preplanning allows you to share the specifics about which type of service you prefer. Reflecting on your options and planning something meaningful to you and your loved ones ensures that your final arrangements appropriately celebrate your life. It also allows your loved ones to grieve and remember without the emotional and financial burdens often associated with planning a funeral.

Planning for a Healthy Life

• Diabetes and How It Affects You
• A Healthier You
• Keeping Your Family Healthy
• Safe at Home
• Your Financial Health
• Planning for Your Later Years
• Tough Decisions Made Easier