Living with Diabetes
Connecticut
The following information details health insurance and assistance programs available to uninsured people in Connecticut.
Connecticut Department of Insurance - (860) 297-3900 or (800) 203-3447
In Connecticut, state law allows health insurance companies to turn people down for individual health insurance coverage based on the status of their health. In most cases, diabetes is considered an “uninsurable” condition. Even though you can be turned down for an individual policy in Connecticut, you can never be turned down for health insurance that is offered through an employer.
If you are a self-employed individual, and do not have any employees, you are eligible to purchase a small group of one health insurance policy. You cannot be turned down because you have diabetes or any other health condition. Contact the Department of Insurance for more information.
If you are having a problem with your state-regulated health plan and you are unable to resolve it with the plan directly, file a complaint with the Department of Insurance. They may be able to provide you with assistance in reaching a conclusion.
Connecticut Medicaid - (860) 424-5250
This program is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify. Contact your state Medicaid program for more information.
Health Reinsurance of Connecticut Association (HRA) - (800) 842-0004
The Connecticut Health Reinsurance Association is the Connecticut state high-risk pool. This program allows individual health insurance policies to be sold to people who might otherwise be considered “uninsurable” because of a chronic illness. Premiums may be high, and a pre-existing condition period may apply. Contact HRA for more information.
Husky Plan - State Children’s Health Insurance Program - (00)0656-6684
Husky Plan is the children’s health insurance program designed to provide health insurance to children and teens under age 19 whose families may have too great an income to qualify for Medicaid, but who may not be able to afford health insurance. Visit the Web site to find out if you or your child meet the income guidelines.
Office of the Healthcare Advocate - 1-866-HMO-4446
The Office of the Healthcare Advocate can assist Connecticut residents who belong to managed care/HMO health plans. Contact the office when you have questions about managed care, the referral or prior authorization process, or need other assistance with your managed care/HMO plan.
If you or your loved one is unable to see a physician due to the cost of care, there may be a local community health clinic in your area. These clinics generally are free to patients or require a very small fee. Find a clinic in your area.
