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Enroll in the Living With Type 2 Diabetes Program
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Living with Diabetes
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Hawaii
The following information details health insurance and assistance programs available to uninsured people in Hawaii.
Hawaii Insurance Division - (808) 586-2790
In Hawaii, state law allows health insurance companies to turn people down for individual health insurance coverage based on the status of their health. Even so, some of the larger insurers do offer individual health insurance policies to everyone who applies. Even though insurers can, by law, turn you down for an individual policy, you can never be turned down for health insurance that is offered through an employer. Contact the Hawaii Insurance Division for more information on which insurers may offer you coverage and how to contact them.
If you are having a problem with your state-regulated health plan and you are unable to resolve it with the plan directly, file a complaint with the Insurance Division. They may be able to provide you with assistance in reaching a conclusion.
Hawaii Medicaid and Hawaii Quest - (808) 587-3521
Hawaii Quest is currently closed to new enrollment. Until enrollment in Quest falls below 125,000 people, no new applications will be accepted. You may still apply for Hawaii Medicaid.
Children’s Health Insurance Program (CHIP) - State Children’s Health Insurance Program - (808) 586-5390
CHIP is the children’s health insurance program designed to provide coverage to children and teens whose families may have too great an income to qualify for Medicaid, but who may not be able to afford health insurance. CHIP is provided through Hawaii's QUEST program.
Pre-Existing Condition Insurance Plan (PCIP)
Through the Affordable Care Act, uninsured people with diabetes who have been continually uninsured for six months or more will be able to access insurance through a new program called the Pre-Existing Condition Insurance Plan (PCIP). PCIP, which is administered by either your state or the U.S. Department of Health and Human Services, will be available until the provisions banning discrimination based on pre-existing conditions are fully implemented in 2014.
PCIP will be available in every state, but the program may vary depending on the state. Currently, many states run programs, often called “high risk pools,” to offer insurance for those with pre-existing conditions. To build on what states are already doing, states can either run a new program with resources from the Affordable Care Act or rely on the U.S. Department of Health and Human Services to provide coverage. Please check out the State Plans page to learn more about how PCIP works in your state. http://www.pcip.gov/StatePlans.html
Local Community Health Clinics
If you or your loved one is unable to see a physician due to the cost of care, there may be a local community health clinic in your area. These clinics generally are free to patients or require a very small fee. Find a clinic in your area.
