Living with Diabetes
Illinois
The following information details health insurance and assistance programs available to uninsured people in Illinois.
Illinois Department of Insurance, Office of Consumer Health Insurance - (877) 527-9431
In Illinois, state law allows health insurance companies to turn people down for individual health insurance coverage based on the status of their health. In most cases, diabetes is considered an “uninsurable” condition. Even though you can be turned down for an individual policy in Illinois, you can never be turned down for health insurance that is offered through an employer.
If you are having a problem with your state-regulated health plan and you are unable to resolve it with the plan directly, file a complaint with the Department of Insurance. They may be able to provide you with assistance in reaching a conclusion.
Illinois Medicaid - (800) 843-6154
This program is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify. Contact your state Medicaid program for more information.
Illinois Department of Aging - Pharmaceutical Assistance Program - (800) 252-8966
Individuals eligible for this assistance program include aged and disabled persons regardless of income. There is a $25 enrollment fee to join. Several prescription assistance programs are available, including the Medicare Prescription Drug Program, Illinois Cares Rx, I-SaveRx, and Illinois Rx Buying Club
Illinois Comprehensive Health Insurance Plan (CHIP) - (866) 851-2751
The Illinois Comprehensive Health Insurance Plan is the Illinois state high-risk pool. This program allows individual health insurance policies to be sold to people who might otherwise be considered “uninsurable” because of a chronic illness. Premiums may be high, and a pre-existing condition period may apply. Contact the Illinois Comprehensive Health Insurance Plan for more information.
AllKids - State Children’s Health Insurance Program - (866) 255-5437
AllKids is the children’s health insurance program designed to provide health insurance to children and teens up to age 19, and pregnant women of any age who may have too great an income or assets to qualify for Medicaid, but who may not be able to afford health insurance. Visit the Web site to find out if you or your child meets the income guidelines.
If you or your loved one is unable to see a physician due to the cost of care, there may be a local community health clinic in your area. These clinics generally are free to patients or require a very small fee. Find a clinic in your area.
