Living with Diabetes
Minnesota
Health Insurance and Assistance Programs Available to Uninsured People in Minnesota.
The following information details health insurance and assistance programs available to uninsured people in Minnesota.
Minnesota Department of Commerce Insurance Gateway - (800) 657-3602
In Minnesota, state law allows health insurance companies to turn people down for individual health insurance coverage based on the status of their health. In most cases, diabetes is considered an “uninsurable” condition. Even though you can be turned down for an individual policy in Minnesota, you can never be turned down for health insurance that is offered through an employer.
If you are having a problem with your state-regulated health plan and you are unable to resolve it with the plan directly, file a complaint with the Department of Commerce. They may be able to provide you with assistance in reaching a conclusion.
Minnesota Medicaid, General Assistance Medical Care (GAMC), and prescription drug program - (800) 657-3529 or (651) 296-8517 (Twin Cities) Medicaid is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify. Contact your state Medicaid program for more information.
Minnesota Comprehensive Health Association (MCHA) - (866) 894-8053 or (800) 325-3540 (For Medicare Supplemental plans only)
MCHA is the Minnesota state high-risk pool. This program allows individual health insurance policies to be sold to people who might otherwise be considered “uninsurable” because of a chronic illness. Premiums may be high, and a pre-existing condition period may apply. Contact MCHA for more information.
Minnesota Care Health Programs- (651) 431-2670 (Twin Cities metro area) or (800) 657-3739
MinnesotaCare - State Health Insurance Program - (800) 657-3672 or (651) 297-3862 (Twin Cities)
MinnesotaCare is the health insurance program designed to provide health insurance to children and teens, families, and some adults who may have too great an income or assets to qualify for Medicaid, but who may not be able to afford health insurance. Visit the Web site to find out if you or your child meets the income guidelines.
If you or your loved one is unable to see a physician due to the cost of care, there may be a local community health clinic in your area. These clinics generally are free to patients or require a very small fee. Find a clinic in your area.
