Living with Diabetes
New Jersey
The following information details health insurance and assistance programs available to uninsured people in New Jersey.
New Jersey Department of Banking and Insurance - (800) 446-7467
Residents of New Jersey cannot be turned down from purchasing an individual health insurance policy regardless of any health conditions they may have. This is called guaranteed issue. In addition, residents cannot be charged a higher rate for their policy because of their health status. This is called community rating. The New Jersey Department of Banking and Insurance may be able to help you locate names and phone numbers of possible insurers who will sell you this type of policy.
If you are having a problem with your state-regulated health plan and you are unable to resolve it with the plan directly, file a complaint with the Department of Banking and Insurance. They may be able to provide you with assistance in reaching a conclusion.
New Jersey Medicaid - (800) 356-1561
Medicaid is available to anyone who meets income and eligibility criteria. Even if your income meets the criteria, you must fall into one of the eligibility categories in order to qualify. Contact your state Medicaid program for more information.
NJ FamilyCare - State Children’s Health Insurance Program - (800) 701-0710
NJ FamilyCare is the health insurance program designed to provide health insurance to children and teens under 19 years of age, as well as some parents and childless adults whose families may have too great an income to qualify for Medicaid, but who may not be able to afford health insurance. Visit the Web site to find out if you or your child meets the income guidelines.
If you or your loved one is unable to see a physician due to the cost of care, there may be a local community health clinic in your area. These clinics generally are free to patients or require a very small fee. Find a clinic in your area.
