Health Insurance Options for Children with Diabetes
There are different insurance options for children with diabetes. Children can be enrolled through:
- a parent’s employer-sponsored insurance company
- the State’s Children Health Insurance Program
- a high-risk pool
- the Pre-Existing Condition Insurance Plan or
- an individual insurance plan.
If you or your loved one is unable to see a physician due to the cost of care, there may be a local community health clinic in your area. These clinics generally are free to patients or require a very small fee. Find a clinic in your area.
For more information about coverage for your family within health care reform, please visit http://www.healthcare.gov/news/factsheets/2011/08/families.html or http://www.cuidadodesalud.gov/enes/news/factsheets/2011/08/families.html for information in Spanish.
The State Children's Health Insurance Program (S-CHIP) is a low-cost, private health insurance plan that provides health insurance coverage to eligible children until the age of 19.
Individual health insurance policies may be an option for people who do not have access to job-based coverage. The Affordable Care Act, the federal health reform law enacted in 2010, provides new protections and improved access to affordable coverage options.
Currently, over 30 states offer high-risk pools as an option for persons who are otherwise unable to qualify for health insurance coverage.
Medicaid is a program providing medical care for certain individuals and families with low incomes and resources. This program became law in 1965 and is jointly funded by federal and state governments (including the District of Columbia and U.S. Territories).
If you have diabetes, you are a Red Strider. Register today.
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