State Children's Health Insurance Program (S-CHIP)
This program is a low-cost, private health insurance plan that provides health insurance coverage to eligible children until the age of 19. This program serves children in families who earn too much income to qualify for Medicaid but cannot afford health insurance coverage in the private market. Every state’s program is unique and individual income eligibility rules and benefits covered vary but, in general, children in families with incomes up to $44,100 per year (for a family of four in 2010) are likely to be eligible for coverage.
S-CHIP generally covers routine doctor visits, dental care, prescription medicines and immunizations, as well as inpatient and outpatient hospital care and other benefits depending on the state. There may be premiums or other cost sharing associated with this coverage but these programs are designed to be affordable. Please visit http://www.insurekidsnow.gov/state/index.html to find specific information about the S-CHIP program in your state or call 1-877 KIDS NOW (1-877-543-7669).
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